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© 2020 Brickley Wealth Management
Brickley Wealth Management integrates tax, investment, and estate strategies under one roof—so clients can focus not just on growing wealth, but keeping it. This coordination helps reduce costly gaps and protect what matters.
Blog Post
by Nathan Brickley, CPA

It’s Not About the Money You Make—It’s About the Money You Keep

Tax Planning
Financial Planning
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You work hard to earn and grow your wealth. But if your financial strategy isn't fully coordinated, you could be leaving more on the table than you realize. It's a common mistake—even among high earners. Because at the end of the day, it's not just about how much money you make; it's about how much you keep.

Have You Outgrown Siloed Advice?

Many people rely on a patchwork of professionals: an accountant here, an investment adviser there, and perhaps an attorney for estate planning. Each may offer solid advice within their specialty—but without a shared strategy, gaps can form.

You might defer capital gains thinking you're saving on taxes, only to create problems with your estate. You could be making charitable gifts that miss tax-saving opportunities. Or your portfolio might be well-managed but not tax-efficient. These are not uncommon issues—they're just hidden in plain sight when advice is siloed.

Integration Preserves More of What You've Built

When investment, tax, and estate planning are coordinated, the results can be powerful:

  • Taxes are anticipated—not reacted to.
  • Investment strategies are built with after-tax outcomes in mind.
  • Estate planning is structured to transfer wealth efficiently and meaningfully.

By aligning these disciplines, you're not just growing wealth—you're protecting it. This kind of integration is especially critical for individuals and families with complex financial lives. It helps reduce risk, avoid costly surprises, and preserve more of what you've built for yourself and future generations.

The Brickley Approach

At Brickley, we’ve intentionally brought CPAs and financial advisers together under one roof. We believe your wealth deserves a proactive, unified strategy—one where every decision is informed by a full picture of your financial life.

Whether you're navigating a major liquidity event, approaching retirement, or simply seeking smarter long-term planning, our integrated approach is designed to help you keep more of what matters.

Let’s talk about what coordination can do for your wealth.

–––

Brickley Wealth Management is a Registered Investment Adviser*. Advisory services are only offered to clients or prospective clients where Brickley Wealth Management and its representatives are properly licensed or exempt from licensure. The information throughout this website is solely for informational purposes. The content is developed from sources believed to provide accurate information, and we conduct reasonable due diligence review however, the information contained throughout this website is subject to change without notice and is not free from error. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Readers should conduct their own review and exercise judgment prior to investing and should carefully consider their own investment objectives and not rely on any post, chart, graph or marketing piece to make a decision. No investment or tax advice may be rendered by Brickley Wealth Management or Brickley & Company unless a client service agreement is in place. We are not providing any personalized investment advice through this website. Please consult your investment, tax, or legal advisor for assistance regarding your individual situation. Brickley Wealth Management does not provide legal advice, and nothing in this website shall be construed as legal advice. For more information on our firm and our advisers, please see the latest Form ADV and Part 2 Brochures and our Client Relationship Summary https://adviserinfo.sec.gov/firm/summary/287487. For a copy of our Privacy Notice, please go here.

*Please note that the term "registered investment adviser" and description of our firm and/or our associates as "registered" does not imply a certain level of skill or training.

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Key Financial Terms 
Related to this Post:

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Tax Deduction

An expense subtracted from taxable income, reducing the amount of income subject to tax.
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Donor Advised Fund (DAF)

A Donor Advised Fund (DAF) is a charitable giving vehicle where donors contribute assets, receive an immediate tax deduction, and recommend grants to charities over time.
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Tax Bracket

Income range used to determine the tax rate applied to your income. The higher your income, the higher the tax rate.
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Tax Deferred

Tax Deferred refers to investment earnings such as interest, dividends, or capital gains that accumulate tax-free until the investor withdraws and takes possession of them, typically at retirement.

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Contact@brickleywealth.com
(650) 638-0111

Brickley Wealth Management is a Registered Investment Adviser*. Advisory services are only offered to clients or prospective clients where Brickley Wealth Management and its representatives are properly licensed or exempt from licensure. The information throughout this website is solely for informational purposes. The content is developed from sources believed to provide accurate information, and we conduct reasonable due diligence review however, the information contained throughout this website is subject to change without notice and is not free from error. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Readers should conduct their own review and exercise judgment prior to investing and should carefully consider their own investment objectives and not rely on any post, chart, graph or marketing piece to make a decision. No investment or tax advice may be rendered by Brickley Wealth Management or Brickley & Company unless a client service agreement is in place. We are not providing any personalized investment advice through this website. Please consult your investment, tax, or legal advisor for assistance regarding your individual situation. Brickley Wealth Management does not provide legal advice, and nothing in this website shall be construed as legal advice. For more information on our firm and our advisers, please see the latest Form ADV and Part 2 Brochures and our Client Relationship Summary https://adviserinfo.sec.gov/firm/summary/287487. For a copy of our Privacy Notice, please go here.

*Please note that the term "registered investment adviser" and description of our firm and/or our associates as "registered" does not imply a certain level of skill or training.

2020 Brickley Wealth Management. All rights reserved.
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