When You Have Wealth, Retirement Is About Strategy—Not Just Savings
For high-net-worth individuals, the question isn’t “Can I retire?”—it’s “How do I retire wisely?”
With complexity comes opportunity—but also risk. Without the right strategy, you may face:
- Avoid Unnecessary Tax Burden: Withdrawing from accounts in the wrong order can increase your tax burden unnecessarily.
- Unbalanced Income Flows: Overconcentration in a single asset class can disrupt income stability.
- Missed Planning Opportunities: Misalignment between estate and charitable goals can lead to unintended or inefficient outcomes.
Your retirement plan should be more than a timeline—it should be a proactive, evolving strategy that answers:
- Will this structure support my lifestyle and legacy?
- How can I optimize income and minimize taxes long-term?
- What changes should I make now to future-proof my plan?
With Brickley's combined CPA and advisory, we can help you:
Coordinate income with estate planning, trust distributions, and charitable goals
Rebalance portfolios to support income needs without undermining long-term growth
Optimize drawdown strategies for tax efficiency across accounts and entities
Build a multi-source retirement income plan aligned with your lifestyle and goals
How to Sequence Retirement Withdrawals for Tax Efficiency
Many retirees default to withdrawing from cash and taxable accounts first—but this intuitive order may increase long-term taxes. This article explains why coordinating withdrawals from taxable, tax-deferred, and tax-free accounts matters and how intentional planning can support both lifestyle and legacy.
Retirement Realities: A Guide to a Secure Retirement Transition
As retirement approaches, understanding the psychological and financial shifts from saving to spending becomes crucial. Explore expert insights and strategies for managing this pivotal transition effectively.
Let’s create your big picture together
Taking a comprehensive and customized approach to all of your finances can be an effective way to help achieve your present and future goals. Brickley combines wealth management and tax planning to provide a responsive and streamlined process.
Together we'll design the most optimized plan that considers the important moments of your life.
- Financial Planning
- Tax Planning & Returns
- Investment Management
- Trust & Estate Planning
- Retirement Planning
- Company Stock & Equity
- Special Needs Planning
- Education Planning
- Philanthropy
