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Fitch's downgrade reflects the fiscal and political climate with which investors are already familiar. While their decision was based on the familiar factors of worsening government revenues, Fed tightening, and the possibility of a recession, it was largely driven by the 'repeated debt-limit political standoffs and last-minute resolutions' in Washington.

This year's strong market rally, with the S&P 500 rising 13% and the Nasdaq gaining 29%, has been driven by technology stocks, improving inflation, and the absence of a recession.

Home improvements aren't only about enhancing aesthetics or comfort—they're strategic investments that can boost the value of your home significantly. But did you know that tracking your home improvement costs can also potentially save you money during tax time?

Insurance is often misunderstood or even overlooked in financial planning.

Major stock market indices made significant gains in the first half of the year due to improving inflation, slowing Fed rate hikes, the absence of a recession, a more stable banking sector, and a strong rally in tech stocks.