An IDGT allows high-net-worth families to freeze the value of a portion of their estate and shift future growth to heirs—tax-free. When paired with proper planning, it can create multigenerational advantages while reducing estate tax exposure.

The FHFA is exploring portable mortgages, a structure that could let homeowners carry their mortgage rate to a new home. While the idea may unlock housing inventory, structural and market risks make its path uncertain.

For self-employed individuals and owner-only businesses, the right retirement plan can lead to major tax savings. SEP IRAs offer simplicity, while Solo 401(k)s allow for higher contributions, Roth options, and greater planning flexibility—if opened before year-end.

Tender offers give private company employees a rare shot at liquidity—but deciding how much to sell is rarely clear-cut. This framework helps you evaluate the tradeoffs between risk, reward, and long-term flexibility.

While 50-year mortgages may appear to improve affordability, they often come at the expense of equity growth and long-term financial opportunity. Brickley examines how these extended terms affect wealth accumulation, mobility, and opportunity cost.

Many households unknowingly pay more in taxes over a lifetime than any other expense. Brickley explains the difference between tax preparation and forward-looking tax planning—and why the latter can unlock long-term value when paired with investment and estate strategies.